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MONITRA LEGAL DISCLAIMER

calendar_today Effective Date: October 24, 2023 domain Platform: Monitra Sovereign App & Web Platform

01. General Disclaimer

The information provided on the Monitra Platform (the "Platform") by Monitra Sovereign ("Monitra", "we", "us", or "our") is for general informational purposes only. All information on the Platform is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Platform.

UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE PLATFORM OR RELIANCE ON ANY INFORMATION PROVIDED ON THE PLATFORM. YOUR USE OF THE PLATFORM AND YOUR RELIANCE ON ANY INFORMATION ON THE PLATFORM IS SOLELY AT YOUR OWN RISK.

02. Not a Bank

Monitra Sovereign is a financial technology company, not a bank. We provide software tools and access to financial services provided by our licensed partner institutions. Any banking services, including but not limited to dedicated virtual accounts (DVAs), are provided by specialized banking partners regulated by relevant authorities. Monitra itself does not hold customer deposits directly.

03. No Investment Advice

The Platform may contain information regarding various financial products, investment strategies, or market trends. This information is strictly educational and does not constitute financial, investment, legal, or tax advice. Monitra is not a registered investment advisor or broker-dealer.

You should consult with a qualified financial advisor, tax professional, or legal counsel before making any financial decisions. Past performance of any financial product or strategy is not indicative of future results.

04. INVESTMENT RISK DISCLOSURE

warning

No Guaranteed Returns

Investing involves significant risk, including the possible loss of principal. The value of investments can fluctuate, and you may get back less than you originally invested.

  • Volatility: Market conditions can change rapidly and unpredictably.
  • Liquidity: Some investments may not be easily converted to cash.
  • Economic Factors: Inflation, interest rates, and geopolitical events can impact investment performance.

05. Third-Party Links

The Platform may contain links to third-party websites or content. Such links are provided for your convenience only. We do not monitor, endorse, or guarantee the accuracy, reliability, or completeness of any third-party information. We are not responsible for the content or privacy practices of external sites.

06. DEDICATED VIRTUAL ACCOUNT (DVA) DISCLAIMER

Dedicated Virtual Accounts (DVAs) are provided by our regulated banking partners. By utilizing a DVA through the Monitra Platform, you acknowledge and agree to the following:

  1. The DVA is strictly for receiving funds related to your Monitra profile and intended transactions.
  2. Monitra reserves the right to suspend or terminate a DVA if fraudulent or suspicious activity is detected, in compliance with AML/KYC regulations.
  3. Funds transferred to the DVA are subject to processing times determined by the banking networks and our partners.
  4. Monitra is not liable for delays caused by incorrect routing information provided by the sender or systemic banking network issues.